NEW DELHI: Over six lakh millionaires are concentrated in just ten cities of the country, with the national capital accounting for maximum number of them, a survey says.

Delhi has emerged as the top city in terms of number of millionaires in the country, housing over 1.38 lakh of them, followed by Bangalore with over 1.04 lakh.

The country's financial hub, Mumbai, has over one lakh households earning more than 10 lakh per year, data compiled by Indicus Analytics' Housing Skyline of India 2007-08 shows.

However, Chandigarh has the maximum density of such households with annual incomes of over Rs 10 lakh a year followed by Silvassa, the capital of Dadra & Nagar Haveli and Rupnagar in Punjab.

Interestingly, based on the percentage of households with incomes greater than Rs 10 lakh a year, cities like Kohima, Goa, Patiala and Jamshedpur also rank among the top ten cities.

Thane, Pune, Surat, Ahemdabad and Jaipur also figure among the top ten cities in terms of number of millionaire families.

Besides, according to Indicus's 'reside-in' index, eight out of ten top cities are from South India, with Kochi emerging as the most livable place.

The index ranks cities on the basis several indicators, including health, education, environment and safety among others. They indicate how good the city is in terms of living conditions.

The ten most livable cities in the country include Kozhikode, Shimla, Thiruvanthapuram, Mysore, Goa, Thrissur and Pondicherry.